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Established Member
Posts: 25
Registered: ‎12-03-2012
0

Re: There is hope!

That's correct!


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Community Leader
Valued Contributor
Posts: 2,530
Registered: ‎07-12-2012
0

Re: There is hope!

I was very happy to get in by making my step dad join, he was retired Air Force!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
721 EQ FICO 05/2015
720 TU FICO 05/2015
727 EX FICO 05/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Community Leader
Valued Contributor
Posts: 2,410
Registered: ‎11-29-2012
0

Re: There is hope!

[ Edited ]

Ha! I talked my Vietnam vet dad into joining today, explaining he could sponsor everyone in the family and all the great benefits available.:catembarrassed:


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Established Member
Posts: 25
Registered: ‎12-03-2012
0

Re: There is hope!

[ Edited ]

UPDATE... still no answer from NFCU yet.  Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.:smileysurprised::smileysad:


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Community Leader
Valued Contributor
Posts: 2,530
Registered: ‎07-12-2012
0

Re: There is hope!


britestar969 wrote:

UPDATE... still no answer from NFCU yet.  Not sure what is taking so long. Guess things arent looking too good for me right now...may have to go with the secured rewards AFTER I come out of the garden.:smileysurprised::smileysad:


I wouldnt worry about it just yet. So many other threads where people go through the same thing and end up getting approved. If you dont get approved I would say take the secured now that way you dont have a HP for nothing, and in one year it will graduate as long as you werent late :smileyhappy:

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
721 EQ FICO 05/2015
720 TU FICO 05/2015
727 EX FICO 05/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
Frequent Contributor
Posts: 402
Registered: ‎11-03-2012
0

Re: There is hope!

Have faith! I still believe NFCU will strike again and treat you nice! Remember, backlogs get handled on Monday....so just hang tight. 


Starting Score: 501
Current Score: 706 EQ,TU 689,EX 686
Goal Score: 720

Established Member
Posts: 25
Registered: ‎12-03-2012
0

Re: There is hope!

Put in a call, they couldnt locate my loan docs that the local branch faxed!!:smileymad: After a long hold, rep told me that it would be another 24 hrs!! Waiting patiently to see what happens..:smileyindifferent:


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Established Member
Posts: 25
Registered: ‎12-03-2012
0

Re: There is hope!

[ Edited ]

UPDATE #2... Logged into my account this morning.  Was approved for 500.00 vica signature cash rewards card!:smileysurprised:  Will garden with this one and the other 2 for now and maybe step out of the garden for a cli in June 2013. Will see how it goes from here.  Off to the garden I go.  No more apping, dont fair well with denials!!:smileysad:


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Established Member
Posts: 25
Registered: ‎12-03-2012
0

Re: There is hope!

Just wanted to let u know that I got approved for 500.00 visa signature rewards card.  Will garden these then app for cli in 6 mos

 


Starting Score: 3/12 TU 533 Ex 458 EQ 519
Current Score: 12/12 TU 619 EX 556 EQ 601
Goal Score: 700
BK7 3/12 DIS 7/12 LAST HP 12/7
Last app 12/7/12 OFF TO THE GARDEN UNTIL 06/14!!!!
In wallet: Merrick Bank 600.00>NFCU sig rewards 500.00
Community Leader
Valued Contributor
Posts: 2,530
Registered: ‎07-12-2012
0

Re: There is hope!

Congrats on getting approved!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
721 EQ FICO 05/2015
720 TU FICO 05/2015
727 EX FICO 05/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
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