Bankruptcy

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Valued Member
hawaii12
Posts: 46
Registered: ‎04-23-2012

Re: There is hope!

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‎12-15-2012 10:43 AM

Just approved for NFCU account Thanks for the info

Starting Score: EQ 507 TU 559 EX 524 06/28/12 Discharge Ch.7
Current Score: EQ551 TU 662 EX 629 12/10/12
Goal Score: 780 across the board

Take the FICO Fitness Challenge
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Established Contributor
starry1
Posts: 1,007
Registered: ‎11-29-2012

Re: There is hope!

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‎01-24-2013 01:01 PM

Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.
Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 04/20/13 TU 626; EQ 647; EX 631 fako
Goal Score:  625 for now– New goal 675

Cap1 sec $200 / FP $300 / Fingerhut $300/ NFCU nRewards $500 (last app 3/11/13)
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Regular Contributor
Scupra
Posts: 241
Registered: ‎07-12-2012

Re: There is hope!

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‎01-24-2013 02:12 PM

starry1 wrote:
Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

If you plan to get a secured card from them your best bet is to app for the unsecured and they will counter offer the secured if you get denied. Let us know if you try!

Filed BK7: 7/2012 (start score 560) Discharge 10/2012
FICO EQ 05/2013: 630 EQ
FICO TU 02/2013: 621 TU
FAKO Experian.com 05/2012: 650 EX
Cards: $500 NFCU secured - $1k NFCU cashRewards - $2k Cap1 Plat
Gardening from 02/13 - 10/13
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