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Valued Member
Posts: 47
Registered: ‎04-23-2012
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Re: There is hope!

Just approved for NFCU account Thanks for the info


Starting Score: EQ 572 TU 630 EX 637 06/28/12 Discharge Ch.7
Current Score: EQ568 TU 662 EX 629 12/10/12
Goal Score: 780 across the board


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Valued Contributor
Posts: 2,407
Registered: ‎11-29-2012
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Re: There is hope!

Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 Goal Score:
 625 for now– New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Community Leader
Valued Contributor
Posts: 2,324
Registered: ‎07-12-2012
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Re: There is hope!


starry1 wrote:
Has anyone ever gotten an unsecured card from them immediately after chapter 7? I see people getting approved 6 months or so afterwards, and i was just wondering what my chances were within 30 days or so of discharge.

If you plan to get a secured card from them your best bet is to app for the unsecured and they will counter offer the secured if you get denied. Let us know if you try!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
721 EQ FICO 05/2015
720 TU FICO 05/2015
727 EX FICO 05/2015
$14k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $5.4k Cap1 Quicksilver | $6k Amazon Store | $10k Cap1 VentureOne | $5k Barclay US Airways | $500 Chase Freedom
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