Hi, there, I'm the wife in question. You are going to have to keep chasing these loans down untl you find the right company and the sooner the better. If it is show paid on your credit report, that means nothing (especially since you know it's not paid). They do that during your bankruptcy ( either mark it deferred or paid). If you left it alone, the owner of the account will be reporting negative in a few months.
I'm not familiar with AES. Have you tried the US Dept of Educ ? Their number is 800-621-3115. They were able to tell me who owns all my loans. Good luck and keep us posted. So far I have rehabbed with 2 of the loan owners. I plan on consolidating which is supposed to really improve my scores in 3 months.
@stinastina wrote:Hi, there, I'm the wife in question. You are going to have to keep chasing these loans down untl you find the right company and the sooner the better. If it is show paid on your credit report, that means nothing (especially since you know it's not paid). They do that during your bankruptcy ( either mark it deferred or paid). If you left it alone, the owner of the account will be reporting negative in a few months.
I'm not familiar with AES. Have you tried the US Dept of Educ ? Their number is 800-621-3115. They were able to tell me who owns all my loans. Good luck and keep us posted. So far I have rehabbed with 2 of the loan owners. I plan on consolidating which is supposed to really improve my scores in 3 months.
@I sent a message to AES today after playing phone charades the other day, and not being satisfied with the results. AES is a private loan servicer in PA, American Education Services. Hopefully on Monday I'll hear something back besides "someone has your loan" but really they don't. Someone has to have it! haha. jeez. I want to give them money! Find those @!*@ loans and lemme pay em! haha.
I used the Dept of Ed website to look for my loans, but only came up with my federal ones. Those are serviced by Vermont Student Assistance Corp. They have been very helpful/knowledgeable about the status of my loans throughout the whole BK ordeal. I think they're a much smaller company than AES though, so it's probably easier for them to keep track of things, haha! I may try to call DoE Monday, anyway. Maybe they have some way to find them?
Private student loans are the worst!!! 
I had a really good interest rate before BK, though. Like 2%. Doubt I'll still have that now. Sigh.
Have you heard anything from AES ? I spent all last week trying to set up something on a loan that is being serviced by my school (after 9 years). I called and asked to rehab the loan but the lady couldn't give me an affordable payment option and said she had to speak to her supervisor. I had to call every other day until I finally got her again and she pretended we never spoke. Eventually she offered me a deferment/hardship until October 2017 which is fine because it supposed to reflect positively on my cr and I plan to consolidate it with my other loans with the Dept of ed in 3 months.
The only advice I can offer is to keep calling these people until they actually do something. I just got a letter from Penn Higher Ed threatening me with collection even though I sent in my rehab forms 2 weeks ago. I should have called them last week when I didn't get anything in the mail.