Transunion 7 month early BK delete need help with EXP

[Cali_Credit]

BK was Due to fall off of my transunion report 6/15, so I made an online request just like recommended on here and ask for a early delete this morning. 12 hours later it was gone Thanks a million for all the advice. EFX deleted the BK around 2 years   stlll showing on my EXP report. I've heard horror stories from people trying to get an early delete from EXP, so I'm wondering if anyone has had any luck with EXP and can make some recommendations????

[sisco]

May I ask what you stated in the request for the deletion?

[Cali_Credit]

I simply stated " This BK is set to fall off very soon, could you please delete now" and they did!!! just ask nicey

[Anonymous]

I wonder how early you could have done this and it would have worked? Do you think a 10 month request is too early compared to your 7 month request?

[Anonymous]

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@IECredit wrote:

BK was Due to fall off of my transunion report 6/15, so I made an online request just like recommended on here and ask for a early delete this morning. 12 hours later it was gone Thanks a million for all the advice. EFX deleted the BK around 2 years   stlll showing on my EXP report. I've heard horror stories from people trying to get an early delete from EXP, so I'm wondering if anyone has had any luck with EXP and can make some recommendations????

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My BK is set to fall off 5/15 and I'm wondering how to request the early delete? I don't want to dispute....but that's the only option I see on the TU website? Can you offer me some ingight as to how you went about your request? 

[mynameainttracy]

My 13 was also scheduled to drop off 5/15, according to my TU report. After reading this thread I thought I would give it a shot and I just found out they deleted mine after I requested. I am estatic! I also asked Experian and Equifax but I am not as hopeful with them.

[TRC_WA]

Based on what I've read TU will delete 6 months early...

EQ and EX 1 month early.

YMMV...

[Anonymous]

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@mynameainttracy wrote:

My 13 was also scheduled to drop off 5/15, according to my TU report. After reading this thread I thought I would give it a shot and I just found out they deleted mine after I requested. I am estatic! I also asked Experian and Equifax but I am not as hopeful with them.

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Did you call them to request it?

[mynameainttracy]

I just used the online dispute process. I did see that Equifax denied my request after I posted earlier. 

[Anonymous]

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@mynameainttracy wrote:

I just used the online dispute process. I did see that Equifax denied my request after I posted earlier. 

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Maybe I should have gone that route, as I just called TU and was told it would come off in May and that they "cannot" remove it from my file early as the system won't allow it.