True Credit Scores

[Anonymous]

I decided to pull all three credit reports to obtain my scores as of today. The scores below are from CreditCheck (Experian) via USAA. (perhaps fako scores??)

EX: 565

EQ: 641

TU: 649

Shortly after I pulled my scores via MyFico:

EX: 531

EQ: 550

TU: 479

What a huge difference in scores, and lots of work ahead of me!

[Anonymous]

Crazy how big of a difference in scores. Anyone else have same issue?

[Anonymous]

There are different scores used by everyone. I know my Vantage scores and FICO 08 scores are way different (less so now than when I started rebuilding.)

Use the MyFico scores as your baseline. I personally am using CreditCheckTotal now for my scores. They also show the FICO 08 scores,

[Anonymous]

Thanks for your input, mugh appreciated.

[Scupra]

CK FAKO's:

- TU: 674

- EQ: 689

myFICO 08's:

- EQ: 725

- TU: 724

- EX: 723

This is why everyone tells you to ignore FAKO's. I don't know of a single lender who uses Vantage scores. Almost all lenders use some FICO version

[Anonymous]

My Fico scores are lower from Fako scores. :-(

[Scupra]

Just wait Rebuilding takes time