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U.S. Bank Policy regarding BK

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Anonymous
Not applicable

Re: U.S. Bank Policy regarding BK


@DaveInAZ wrote:

No, US Bank doesn't seem to take too kindly to a BK on the CR - I tried their pre-qual page a month or so ago and 4 1/2 years post discharge with score around 700 and the offered me a pre-paid debit card. Smiley LOL


Same here lol, hilarious!

Message 11 of 13
TRC_WA
Senior Contributor

Re: U.S. Bank Policy regarding BK


@Anonymous wrote:

@DaveInAZ wrote:

No, US Bank doesn't seem to take too kindly to a BK on the CR - I tried their pre-qual page a month or so ago and 4 1/2 years post discharge with score around 700 and the offered me a pre-paid debit card. Smiley LOL


Same here lol, hilarious!


That's why I'm waiting.

 

In a few more months everything will be clean on my reports and I'm sure they'll be throwing cards at me.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 12 of 13
Anonymous
Not applicable

Re: U.S. Bank Policy regarding BK


@morgacj2004 wrote:

Just curious "SCUPRA" noticed your BK was d/c one month before mine. How were you able to get the Freedom card?   I thought Chase BK policy was 7 years.  ??


I got the Chase SP in May 29th 2015, approved on second recon call a day after denial online...my 5 yr BK mark will be 10/2015

Message 13 of 13
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