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I hate to be back for advice, but you guys are the best. Long story short, about 3 years ago I had to file chapter 7, then in the past two years I came down with a serious illness and had a big shoulder surgery. I have been on unemployment recently, but desperately searching for work. I'm trying to save my home (which eventually I wanted to move back into in Salt Lake City and currently have tenants), but am living in Milwaukee where I have had job prospects. I have rented an apartment and have about $2500 tied up in deposits due to my bad credit score. If I was to file chapter 13 before my home goes up for sale, what happens to security deposits? Even if the plan isn't confirmed, would it allow me to save my home and get my deposits back to return to Utah? I'm trying to decide if I can move back into my home to save it and just find a job there. Any info would be helpful.
Is your lease up in the apartment you are currently renting? When I broke my lease from my apartment to move back home, the apartment complex kept my security deposit. Also, if you are unemployed filing a chapter 13 would not be a choice as you have no income to make the payments every month.