Make sure you interview several Bk attorney's.
Also stay away from the 'BK mills' - those type of firms will throw you into a Ch 13 without even thinking about it (because they get a fee in the Ch 13 plus another fee if you can convert later to a Ch 7. Usually in the mill type firms you have the noob attorney that is just learning the ropes too. it is more of a 'burn and churn' type operation. You can tell the mill type firms because they are the one's that advertise on bus benches and have a bunch of inexperienced attorney's roaming the halls ...lol.
Get recommendations for a good Bk attorney in your area. Interview several. Bring your info to the interview so you get accurate info in the interview. Believe it or not, as a general rule the small Bk firms with one or two attorney's and a great paralegal or two are the best firms to seek out. Check out their track record.
You actually can go to a couple of 341s if you want. You will know instantly which attorney's the trustee doesn't like - so stay away from them. OTOH, don't go to a firm that has trustee's to represent you because you are the debtor. You want an attorney that is accustomed to representing debtor's and not creditors. It makes a big difference.
Do some research on Bk 7 requirements and check out bkforum.com too so you have a good handle on what is involved and can ask the right questions.
PS I was way above the median income and was able to file and get a successful discharge in Bk 7. I had to provide all of my documentation going back years though. It didn't bother me because I knew there was nothing there. Don't be afraid to ask questions and learn the process.
