04-12-2013 08:56 PM
I've read several posts about states allowing people to have judgments vacated that were discharged in BK7 after a certain amount of time. But mostly the information I read referred to NY & NJ. Does anyone know if this can be done in Maryland. Or is there a link or website that could provide more information on this issue. I am in the credit cleanup & rebuilding process and would like to utilize this option if it's available to me. I'd appreciate any responses. Thanks!
04-14-2013 09:46 AM
04-16-2013 05:47 PM - edited 04-16-2013 05:48 PM
Contact your local court(s) where the judgment was granted and ask for info on how to go about this. It should be doable. In MN, one needs to file a Motion of Vacate Judgment with the court that has jurisdiction, which will "close" a judgment. You'll need a certified copy of the discharge to make this happen. Good luck.
Edit: Attorney would be helpful but you can save the money and do it yourself.
04-16-2013 08:08 PM
What happens if you got nothing back about it? All I got was my discharge paperwork from my BK....The CB DO report it right with a 0 balance and IIB and satisfied.
04-16-2013 08:19 PM
If it's included in your chap 7 and reporting as satisfied/closed, that's a good thing. However, just to be on the safe side, I would confirm that with the local court - not bk court.Just call them up and give them the case/judgment number, and if they say it's satisfied then you're good. You'll need that proof when you apply for a mortgage eventually.
04-16-2013 08:25 PM
Thank you!! I have brought them paperwork showing the BK and she updated in the court side....and ya, its closed/satisfied for the CB EX doesn't even report it.....I did ask the court *where it was filed* and she said that the attourney office has to initiate the Motion to vacate...Problem is, Capital one wanted * and got* the file back from that attorney office they hired to sue me....So, I don't know what to do.....
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