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Voluntary Surrender of Non Reaffirmed vehicle

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Scupra
Super Contributor

Re: Voluntary Surrender of Non Reaffirmed vehicle


@padme wrote:

Couple years post BK7 now, im saving my car credit pulls for that new TESLA MODEL3 in a few years. Patience is a bitch huh? Hopefully i can get a better Interest rate then.


Great looking car! Doesn't make me want a model s any less though Smiley Wink

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 11 of 14
TXinandout
Frequent Contributor

Re: Voluntary Surrender of Non Reaffirmed vehicle

I had my 341 meeting two weeks ago and I'm not planning on re-affirm my car, I plan just to pay and drive until I get my credit scores in decent territory. I have a 2015 Mercedes CLA 250 sport (loaded), my first Benz and don't really like the way it drives... I miss my Audi Smiley Sad

BK Discharged 06/02/2016 SCORES AROUND 475

Current scores:
EXP-667
EQ-654
TU-653
Message 12 of 14
Anonymous
Not applicable

Re: Voluntary Surrender of Non Reaffirmed vehicle

Hey OP how did it go with your car?
Message 13 of 14
Anonymous
Not applicable

Re: Voluntary Surrender of Non Reaffirmed vehicle

Oh I'm the OP lol. Well I ended up paying for the repair and still have my car but am still contemplating surrendering it and getting a new vehicle. I did a credit pull though and my interest rate was 10.9% which is crazy. I'm going to wait a little while
Message 14 of 14
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