SW alerted me to a change in score on 4.18.12. I went ahead and pulled, knowing it would be a good idea to have one last look at my CR before CH13 hits. My score was 498 -- yeah, I knew it was bad. It was steady around this mark for the past few months.
Then today, on the date of filing, I get a text that there's an alert. Oh okay. One of my balances increased, but my score went up to 505.....
Ahh, if only temporarily... lol.
On the bright side, hopefully your score won't drop too significantly post BK reporting. Good luck!!!
TY -- I'm just waiting for SW to scream at me and tell me the BK has appeared. LOL.