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What an odd little twist of fate...

Moderator Emeritus

What an odd little twist of fate...

SW alerted me to a change in score on 4.18.12.  I went ahead and pulled, knowing it would be a good idea to have one last look at my CR before CH13 hits.  My score was 498 -- yeah, I knew it was bad.  It was steady around this mark for the past few months.

 

Then today, on the date of filing, I get a text that there's an alert.  Oh okay.  One of my balances increased, but my score went up to 505.....

 

Ahh, if only temporarily...  lol.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 1 of 6
5 REPLIES
Established Contributor

Re: What an odd little twist of fate...

On the bright side, hopefully your score won't drop too significantly post BK reporting. Good luck!!!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017
Message 2 of 6
Moderator Emeritus

Re: What an odd little twist of fate...

Good luck WPP!

Message 3 of 6
Moderator Emeritus

Re: What an odd little twist of fate...

TY -- I'm just waiting for SW to scream at me and tell me the BK has appeared.  LOL.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Message 4 of 6
New Visitor

Re: What an odd little twist of fate...

Almost 10 months out and EQ is 591..  movin' on up!

 

(Yes, MyF made me reinvent myself.)

 

'ello lovey!

Message 5 of 6
Moderator Emeritus

Re: What an odd little twist of fate...

Welcome back!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 6