Credit Cards Center Credit cards from our partners
Reply
Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

What an odd little twist of fate...

SW alerted me to a change in score on 4.18.12.  I went ahead and pulled, knowing it would be a good idea to have one last look at my CR before CH13 hits.  My score was 498 -- yeah, I knew it was bad.  It was steady around this mark for the past few months.

 

Then today, on the date of filing, I get a text that there's an alert.  Oh okay.  One of my balances increased, but my score went up to 505.....

 

Ahh, if only temporarily...  lol.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
Posts: 887
Registered: ‎10-04-2010
0

Re: What an odd little twist of fate...

On the bright side, hopefully your score won't drop too significantly post BK reporting. Good luck!!!


BK in 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Gold Delta Skymiles ($25,000) --- GEMB CareCredit ($5700) --- AUFCU ($10000)---Discover IT ($28,000)--AMEX PRG


Experian 741 Transunion 752-- July 2016
Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
0

Re: What an odd little twist of fate...

Good luck WPP!

Moderator Emeritus
Posts: 3,417
Registered: ‎12-27-2007
0

Re: What an odd little twist of fate...

TY -- I'm just waiting for SW to scream at me and tell me the BK has appeared.  LOL.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
New Visitor
Posts: 1
Registered: ‎02-13-2013
0

Re: What an odd little twist of fate...

Almost 10 months out and EQ is 591..  movin' on up!

 

(Yes, MyF made me reinvent myself.)

 

'ello lovey!

Moderator Emeritus
Posts: 14,051
Registered: ‎04-15-2011
0

Re: What an odd little twist of fate...

Welcome back!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.