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Moderator Emeritus
WhirledPeasPlease
Posts: 3,418
Registered: ‎12-27-2007

What an odd little twist of fate...

SW alerted me to a change in score on 4.18.12.  I went ahead and pulled, knowing it would be a good idea to have one last look at my CR before CH13 hits.  My score was 498 -- yeah, I knew it was bad.  It was steady around this mark for the past few months.

 

Then today, on the date of filing, I get a text that there's an alert.  Oh okay.  One of my balances increased, but my score went up to 505.....

 

Ahh, if only temporarily...  lol.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Established Contributor
aussiesareforever
Posts: 740
Registered: ‎10-04-2010

Re: What an odd little twist of fate...

On the bright side, hopefully your score won't drop too significantly post BK reporting. Good luck!!!

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Moderator Emeritus
llecs
Posts: 32,880
Registered: ‎08-04-2007

Re: What an odd little twist of fate...

Good luck WPP!

Moderator Emeritus
WhirledPeasPlease
Posts: 3,418
Registered: ‎12-27-2007

Re: What an odd little twist of fate...

TY -- I'm just waiting for SW to scream at me and tell me the BK has appeared.  LOL.

~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
New Visitor
whirledpeas
Posts: 1
Registered: ‎02-13-2013

Re: What an odd little twist of fate...

Almost 10 months out and EQ is 591..  movin' on up!

 

(Yes, MyF made me reinvent myself.)

 

'ello lovey!

Moderator
Shogun
Posts: 12,890
Registered: ‎04-15-2011

Re: What an odd little twist of fate...

Welcome back!!!!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

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