So am I better off if the history is reported up to the bankruptcy since I wasn't late on any account until then ? or does the good account history up to the bankruptcy not matter once the account was included in the bankruptcy ? Some of these are several years old and have long good history or does only the last 24 really matter ? If so , I might be better off if Experian removed all the account history , as Transunion and Equifax did as soon as the discharge reported. Sorry for all questions, just trying to find the lesser of the two evils. I am not sure what my scores are now , the fico score is 616 without any of the bankruptcy accounts history. Just the bankruptcy notations. My creditkarma experian was 668 even with all the lates/CO s reported incorrectly and BK notated, I discharged 3/06/14 . That's why I'm wondering which is worse reguarding the account histories. I applied for and approved for Capital One with a nice limit unsecured earlier this week, they pulled Experian & Transunion. I was kind of surprised.
