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What is your post Chap 7 BK Fico?

New Contributor

What is your post Chap 7 BK Fico?

With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.

Message 1 of 113
112 REPLIES
New Contributor

Re: What is your post Chap 7 BK Fico?

BK 9 yrs 2 mos old

TU 708

EQ 702

Message 2 of 113
Moderator Emeritus

Re: What is your post Chap 7 BK Fico?

great idea werty!

 

If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.

 

Not too shabby.

Just puttin' syrup on something, don't make it pancakes.
Message 3 of 113
Regular Contributor

Re: What is your post Chap 7 BK Fico?

2 years post ch 7

 

ex  699

 

ex 682

 

tu 708

Message 4 of 113
Highlighted
New Contributor

Re: What is your post Chap 7 BK Fico?

Seems my theory died but maybe I can build interest with my update?

 

TU 732

EQ 702

 

9 years 3 months ago

Message 5 of 113
New Contributor

Re: What is your post Chap 7 BK Fico?

1.5 months after ch 7 discharge

 

621 EQ

615 TU

Message 6 of 113
Valued Contributor

Re: What is your post Chap 7 BK Fico?

5 yrs post discharge:

 

TU 707

EQ 706

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 7 of 113
Established Member

Re: What is your post Chap 7 BK Fico?

congrats on your rebuilding!! @atlantawill you bumped your score up ~200 points in 2 months?? wow, congrats!

Message 8 of 113
New Contributor

Re: What is your post Chap 7 BK Fico?

Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing. 

Message 9 of 113
New Member

Re: What is your post Chap 7 BK Fico?

Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010

 

On 01/04/2011 - FICE 614

After Discharge on 02/01/2011 - it went up to 626

05/12/2011 - 624

 

By my Experian Score is only 525 Smiley Sad

 

I am new to myFico so just trying to figure out how to deal with my messy situation.

Bankruptcy Chapter 7 Discharge 02/01/2011
FICO Score:
10/12/10 = 580
05/12/11 = 624
07/12/12 = 675
Goal: 725
Message 10 of 113