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With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.
BK 9 yrs 2 mos old
TU 708
EQ 702
great idea werty!
If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.
Not too shabby.
2 years post ch 7
ex 699
ex 682
tu 708
Seems my theory died but maybe I can build interest with my update?
TU 732
EQ 702
9 years 3 months ago
1.5 months after ch 7 discharge
621 EQ
615 TU
5 yrs post discharge:
TU 707
EQ 706
congrats on your rebuilding!! @atlantawill you bumped your score up ~200 points in 2 months?? wow, congrats!
Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing.
Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010
On 01/04/2011 - FICE 614
After Discharge on 02/01/2011 - it went up to 626
05/12/2011 - 624
By my Experian Score is only 525
I am new to myFico so just trying to figure out how to deal with my messy situation.