Bankruptcy

[werty7777]

With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.

[werty7777]

BK 9 yrs 2 mos old

TU 708

EQ 702

[beamMEup]

great idea werty!

If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.

Not too shabby.

[scrubs]

2 years post ch 7

ex  699

ex 682

tu 708

[werty7777]

Seems my theory died but maybe I can build interest with my update?

TU 732

EQ 702

9 years 3 months ago

[AtlantaWill30339]

1.5 months after ch 7 discharge

621 EQ

615 TU

[visorboy1974]

5 yrs post discharge:

TU 707

EQ 706

[jogo4life]

congrats on your rebuilding!! @atlantawill you bumped your score up ~200 points in 2 months?? wow, congrats!

[AtlantaWill30339]

Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing. 

[asigalus]

Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010

On 01/04/2011 - FICE 614

After Discharge on 02/01/2011 - it went up to 626

05/12/2011 - 624

By my Experian Score is only 525

I am new to myFico so just trying to figure out how to deal with my messy situation.