02-27-2011 04:50 PM
With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.
02-27-2011 06:11 PM
great idea werty!
If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.
Not too shabby.
03-26-2011 12:53 AM
1.5 months after ch 7 discharge
03-29-2011 11:39 AM
congrats on your rebuilding!! @atlantawill you bumped your score up ~200 points in 2 months?? wow, congrats!
03-29-2011 05:38 PM
Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing.
05-25-2011 01:51 PM
Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010
On 01/04/2011 - FICE 614
After Discharge on 02/01/2011 - it went up to 626
05/12/2011 - 624
By my Experian Score is only 525
I am new to myFico so just trying to figure out how to deal with my messy situation.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO