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New Contributor
werty7777
Posts: 113
Registered: ‎01-07-2011
0

What is your post Chap 7 BK Fico?

With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.

New Contributor
werty7777
Posts: 113
Registered: ‎01-07-2011
0

Re: What is your post Chap 7 BK Fico?

BK 9 yrs 2 mos old

TU 708

EQ 702

Moderator Emeritus
beamMEup
Posts: 4,473
Registered: ‎12-31-2008
0

Re: What is your post Chap 7 BK Fico?

great idea werty!

 

If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.

 

Not too shabby.

Just puttin' syrup on something, don't make it pancakes.
Regular Contributor
scrubs
Posts: 236
Registered: ‎09-09-2009
0

Re: What is your post Chap 7 BK Fico?

2 years post ch 7

 

ex  699

 

ex 682

 

tu 708

New Contributor
werty7777
Posts: 113
Registered: ‎01-07-2011
0

Re: What is your post Chap 7 BK Fico?

Seems my theory died but maybe I can build interest with my update?

 

TU 732

EQ 702

 

9 years 3 months ago

New Contributor
AtlantaWill30339
Posts: 53
Registered: ‎11-24-2010
0

Re: What is your post Chap 7 BK Fico?

1.5 months after ch 7 discharge

 

621 EQ

615 TU

Valued Contributor
visorboy1974
Posts: 1,132
Registered: ‎05-17-2010
0

Re: What is your post Chap 7 BK Fico?

5 yrs post discharge:

 

TU 707

EQ 706

Established Member
jogo4life
Posts: 15
Registered: ‎01-13-2011
0

Re: What is your post Chap 7 BK Fico?

congrats on your rebuilding!! @atlantawill you bumped your score up ~200 points in 2 months?? wow, congrats!


Starting Score: 536
Current Score: 514
Goal Score: 650


Take the FICO Fitness Challenge

New Contributor
AtlantaWill30339
Posts: 53
Registered: ‎11-24-2010
0

Re: What is your post Chap 7 BK Fico?

Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing. 

New Member
asigalus
Posts: 3
Registered: ‎10-09-2010
0

Re: What is your post Chap 7 BK Fico?

Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010

 

On 01/04/2011 - FICE 614

After Discharge on 02/01/2011 - it went up to 626

05/12/2011 - 624

 

By my Experian Score is only 525 :smileysad:

 

I am new to myFico so just trying to figure out how to deal with my messy situation.

Bankruptcy Chapter 7 Discharge 02/01/2011
FICO Score:
10/12/10 = 580
05/12/11 = 624
07/12/12 = 675
Goal: 725

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