Credit Card Center Advertiser Disclosure†
02-27-2011 04:50 PM
With all the talk of rebucketing and such and so folks know where they stand with their peers I figured we could start a thread. If you would like post your Fico and how old your Chap 7 BK is, maybe we can get a rough idea of the max possible score with a BK on your report.
02-27-2011 06:11 PM
great idea werty!
If it's helpful, it's been posted here and shows up as you use the FICO simulator and the FICO estimator that FICO's can reach up to 760 with a BK reporting.
Not too shabby.
03-29-2011 05:38 PM
Thanks. The rebuilding is like a second job lol. What's helped the most is a LOT of GWs, accounts that just happened to fall off after bk, and the accounts that were already in good standing.
05-25-2011 01:51 PM
Hello, I filed for Chapter 7 in November of 2010 - my FICO score was 580 as of 10/12/2010
On 01/04/2011 - FICE 614
After Discharge on 02/01/2011 - it went up to 626
05/12/2011 - 624
By my Experian Score is only 525
I am new to myFico so just trying to figure out how to deal with my messy situation.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.