Bankruptcy

[Settemio]

9 yrs 10 mths.

EQ 716

EX 730

TU 719

I am wondering what kinda bounce I will get once it falls off in two months..

[juggler314]

@Settemio - I'm curious - have your scores been in that range for years now. Mine are around there, and have been since about 2-3 years out, now I'm at 7 and still basically no change...with an otherwise perfect credit report.

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Settemio wrote:

9 yrs 10 mths.

EQ 716

EX 730

TU 719

I am wondering what kinda bounce I will get once it falls off in two months..

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[Settemio]

The only change I have had was bringing down my utilization....

[KT22]

How are folks getting their Experian score? All I can find out there are FAKOS!

[Scupra]

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KT22 wrote:
How are folks getting their Experian score? All I can find out there are FAKOS!

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I think there is only one CU that offers it now, please correct me if I am wrong. Other than that you have lender pulls, approved/denial letters, and FAKOS. You arent the only one! haha

[shawn]

6 Years/6 months
EQ 741
TU 739

[shawn]

Current Credit Card Limits 6 years post chapter 7 Bankruptcy(all started after bankruptcy)

NFCU Platinum- 39,000
USAA AMEX- 16,000
New England FED CU- 15,000
VT FED CU- 15,000

[hrguy]

Good work Shawn, how long ago for the USAA card?  I heard the policy is 7 years post-bk no exceptions.

[Settemio]

I append with ussa at 9 years into BK and they denied me for BK...

[hrguy]

Really, hmm.  I guess it depends on if you are a full member or not or the banking relationship with deposits.