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Established Member
Maloucali
Posts: 23
Registered: ‎10-26-2007
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What should be done after disputes
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‎03-08-2008 10:38 AM

Hello- I had disputed three times with Experian and Equifax and it always comes back as verified.  I had mailed them the Chapter 7 discharge (8/2006), but the status is still "not IIB" for Providian.  The status shows as "charged off/transferred".  What should I do next?  Fico forums has been very helpful.  In 9/2007, when I had ordered my first fico, it was 530 thru 541, now it's 626 thru 659.  Thank you very much for all the good advise.
 
 
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Established Contributor
granny031350
Posts: 972
Registered: ‎12-04-2007
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Re: What should be done after disputes
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‎03-12-2008 05:15 PM

well the issue is with providian but you might want to try a MOV letter to experian.  (Method of verification) if you search this site, there are some good examples of an MOV letter to copy. 
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Established Member
Maloucali
Posts: 23
Registered: ‎10-26-2007
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Re: What should be done after disputes
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‎03-12-2008 06:50 PM

Thank you.  I'll review the MOV's and maybe send one to Providian.
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