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Established Member
Posts: 23
Registered: ‎10-26-2007
0

What should be done after disputes

Hello- I had disputed three times with Experian and Equifax and it always comes back as verified.  I had mailed them the Chapter 7 discharge (8/2006), but the status is still "not IIB" for Providian.  The status shows as "charged off/transferred".  What should I do next?  Fico forums has been very helpful.  In 9/2007, when I had ordered my first fico, it was 530 thru 541, now it's 626 thru 659.  Thank you very much for all the good advise.
 
 
Established Contributor
Posts: 951
Registered: ‎12-04-2007
0

Re: What should be done after disputes

well the issue is with providian but you might want to try a MOV letter to experian.  (Method of verification) if you search this site, there are some good examples of an MOV letter to copy. 
Established Member
Posts: 23
Registered: ‎10-26-2007
0

Re: What should be done after disputes

Thank you.  I'll review the MOV's and maybe send one to Providian.

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