What to do with car after discharge

[jljr]

Hello all. I was discharged from chapter 13 last week. Now my issue is this.... Before my filling I had a car loan with Santander and only owed $900. I actually assumed it was included in my filling. I found out it wasn't from my new lawyer because it's totalled and needs to be salvaged. She says I can have Santander pick it up or release the lein without damaging my newly rebuilding credit. I'm not sure if I understand how it won't affect my credit. Help please

[bstone]

Chapter 13 is different than Ch 7, so I don't have much help, but have you tried asking your attorney to explain how it won't affect your credit?

[jljr]

My attorneys have been a nightmare to deal with for the past 4 years. Not very informative. And communication was horrible