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When (post BK), did you get Discover card?

Community Leader
Super Contributor

When (post BK), did you get Discover card?

I'm curious to know....

Post any BK, when were you approved for a Discover card??? If you were approved for Discover More, It, etc.... It would help the rest of us out in determining future apps with themSmiley Happy if you were approved please tell us the following:

1) how far out post filing/ post DC
2) your scores at the time of app
3) were you approved instantly, or did you recon
4) initial credit limit
5) anything else useful like... How many post cc's did you have before app, were you an AU etc....

Thanks for looking here, and posting if you have one. I'd put this thread in regular credit card section, but this is different and credit is treated differently with people who have a bankruptcy! Smiley Happy
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 1 of 6
5 REPLIES
Moderator Emerita

Re: When (post BK), did you get Discover card?

My Ch 13 is still on my EQ and I was approved this Jan. Did not app before, no recon CS was 707, initial CL $2500 now its $7300. My bk was from 2005 and I had since reestablished and kept cc's prior to filing.
Message 2 of 6
Community Leader
Super Contributor

Re: When (post BK), did you get Discover card?

09Lexie.... Oh wow! Very nice! congrats on that!! Sometimes I think ch13 and ch7 are looked at a little differently, I don't know. I know Soulmaster got one within 2 yrs of bk7. This is a goal card of mine!!! I'd live to have one within 4 yrs! Thanks for replying and nice CL you have too!Smiley Wink
(BK7 d/c-08/2013/FICO-400's) ~ 07/2017 FICO 08- EQ-669, TU-676, EX-681
Scores being held down by tons of INQ/New acts Smiley Wink
Message 3 of 6
Community Leader
Senior Contributor

Re: When (post BK), did you get Discover card?

Some day...

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 4 of 6
Moderator Emerita

Re: When (post BK), did you get Discover card?

@Scupra

Yes, it's not impossible at all. Just give your CR's a little time.
Message 5 of 6
Community Leader
Senior Contributor

Re: When (post BK), did you get Discover card?


09Lexie wrote:
@Scupra

Yes, it's not impossible at all. Just give your CR's a little time.

Exactly! I am waiting until 2-3 years post d/c to even try! I dont want to be denied and want to be in the best position to be approved when I do app.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 6 of 6