Credit Cards Center Credit cards from our partners
Reply
Super Contributor
Posts: 8,433
Registered: ‎07-17-2013
0

When (post BK), did you get Discover card?

I'm curious to know....

Post any BK, when were you approved for a Discover card??? If you were approved for Discover More, It, etc.... It would help the rest of us out in determining future apps with themSmiley Happy if you were approved please tell us the following:

1) how far out post filing/ post DC
2) your scores at the time of app
3) were you approved instantly, or did you recon
4) initial credit limit
5) anything else useful like... How many post cc's did you have before app, were you an AU etc....

Thanks for looking here, and posting if you have one. I'd put this thread in regular credit card section, but this is different and credit is treated differently with people who have a bankruptcy! Smiley Happy
(BK7-08/2013/FICO-400's)---> 06/20/16- EQ-669 TU-670 EX-681

PF & Alliant on my list in 2017
Avail credit- $243k
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: When (post BK), did you get Discover card?

[ Edited ]
My Ch 13 is still on my EQ and I was approved this Jan. Did not app before, no recon CS was 707, initial CL $2500 now its $7300. My bk was from 2005 and I had since reestablished and kept cc's prior to filing.
Super Contributor
Posts: 8,433
Registered: ‎07-17-2013
0

Re: When (post BK), did you get Discover card?

09Lexie.... Oh wow! Very nice! congrats on that!! Sometimes I think ch13 and ch7 are looked at a little differently, I don't know. I know Soulmaster got one within 2 yrs of bk7. This is a goal card of mine!!! I'd live to have one within 4 yrs! Thanks for replying and nice CL you have too!Smiley Wink
(BK7-08/2013/FICO-400's)---> 06/20/16- EQ-669 TU-670 EX-681

PF & Alliant on my list in 2017
Avail credit- $243k
Community Leader
Senior Contributor
Posts: 4,550
Registered: ‎07-12-2012
0

Re: When (post BK), did you get Discover card?

Some day...

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 08/2016
735 TU FICO 08/2016
744 EX FICO 08/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $6.2k Cap1 Quicksilver | $10k Amazon Store | $14k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa
Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: When (post BK), did you get Discover card?

@Scupra

Yes, it's not impossible at all. Just give your CR's a little time.
Community Leader
Senior Contributor
Posts: 4,550
Registered: ‎07-12-2012
0

Re: When (post BK), did you get Discover card?


09Lexie wrote:
@Scupra

Yes, it's not impossible at all. Just give your CR's a little time.

Exactly! I am waiting until 2-3 years post d/c to even try! I dont want to be denied and want to be in the best position to be approved when I do app.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 08/2016
735 TU FICO 08/2016
744 EX FICO 08/2016
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $9k Barclay Arrival WEMC | $6.2k Cap1 Quicksilver | $10k Amazon Store | $14k Cap1 VentureOne | $7k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.