For example there is one that is just about six years old to the day. That item will fall off a year and a half from now?
Correct - there are some versions of the credit reports that will tell you when an item will fall off. But if not, it is the formula I posted above.
Thanks for the information.
I have one item that my atty screwed up on and I wanted to re-affirm (discussed in another thread) however he did not. I was and am never late on. they put an FP/included in bankruptcy the day it was discharged I'm fighting with the finance company now (which may be futile). I'm assuming this one will be there for 7 and a half years?