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Regular Contributor
Posts: 222
Registered: ‎01-08-2011
0

When will my BK fall off

All three CA state March 03 on my reports for my BK. Do I have to send letters to each agency, or will they remove it? If they remove, when can I expect it to be removed by them?

New Member
Posts: 10
Registered: ‎01-24-2013
0

Re: When will my BK fall off

march 03 or 13?  it should fall off on its own but if it doesnt you may have to send a dispute to prompt them.

Regular Contributor
Posts: 222
Registered: ‎01-08-2011
0

Re: When will my BK fall off

I am wondering though, does it fall of this march on the 10th anniversary? or a month before, after?

Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: When will my BK fall off

It falls off on the 10th anniversary. If you are talking about collections from 2003, those should have fell off after 7 years unless it was a judgement.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Regular Contributor
Posts: 222
Registered: ‎01-08-2011
0

Re: When will my BK fall off

Bankruptcy just fell off today on EQ... Feb 1st. My score went up 40 points from 716 to 756... It is still on TU, but I am sure it will fall off soon too on that CA.

Regular Contributor
Posts: 198
Registered: ‎03-02-2012
0

Re: When will my BK fall off

Congratulations! I can't wait for mines to fall off as well. 06/2003

Hope it falls off early.

Starting EQ Fico: 536 (3/12)
Current EQ Fico: 649 (9/13)-lender pull
TU Fico: 684 (8/13) 711-lender pull 9/13
EX Fico: 646 (8/13) 655-lender pull 9/13
Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
0

Re: When will my BK fall off

Congrats! Mines will fall of Aug 2013. I hope it falls off early too.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014
Community Leader
Valued Contributor
Posts: 2,440
Registered: ‎11-29-2012
0

Re: When will my BK fall off

Congrats, that has to feel good.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Valued Contributor
Posts: 2,300
Registered: ‎08-25-2011
0

Re: When will my BK fall off

Mine fell off of EQ last year, and I lost a few points.

 

It fell off of TU and EX 3 years ago. EQ waited the full 10 years.

New Member
Posts: 2
Registered: ‎02-06-2013
0

Re: When will my BK fall off

So a Chapter 7 from February of 2006 won't fall off until 2016? Does it stop affecting my wifes score at 7 years?

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