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New Contributor
Posts: 69
Registered: ‎10-05-2016
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Where to start?

Well I am seeking a little information. I am hoping for discharge next week, but wondering where to start with rebuild. I know I need to wait a bit to obtan copy of credit report. When these are obtained are most getting them from my fico? I know the annual report doesn't have a score on it. As well I am not in a rush to start rebuild, but we burnt many creditors when filed. For me Usaa amex/citibank/synchrony/discover. For my husband discover/usaa/home depot/kohls. 

So not clear if the start would be exactly? And does anyone know how soon after discharge student loans resume payment?



Discharged 3/23/17
Fico 8 Scores 3/28/17
EX 606/TU 566/EQ 613
My scores 7/16/17-EX 659/TU 640/EQ 673
Regular Contributor
Posts: 131
Registered: ‎09-30-2016

Re: Where to start?

Check out this forum post for suggestions on rebuilding: HOW TO: From BK7 discharge to 700 in 24 months or less!


I'd call your student loan servicer's bankruptcy department and ask them the question about when repayments start.

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