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Wondering how long it

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teddingt
Regular Contributor

Wondering how long it

Took for everyone from the last date to dispute to an actual discharge.   My last day to dispute is 9/13 and getting anxious wanting this to be over.

 

Thanks in advance

re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 1 of 7
6 REPLIES 6
CMoore515
New Contributor

Re: Wondering how long it

Took my parents case about 24 hours after their last dispute date to have their discharge entered. Obviously, this depends on where you filed as well.

Filed BK7 10/2019
Discharged 1/2020
Message 2 of 7
teddingt
Regular Contributor

Re: Wondering how long it

I understand all that. And I have read on here where it has taken a bit.  Just curious  is all. 

re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 3 of 7
Anonymous
Not applicable

Re: Wondering how long it

My discharge was the same day as last day to dispute.  I was surprised!

Message 4 of 7
Jess21
Frequent Contributor

Re: Wondering how long it

sorry to jump in,  what is last day to dispute?  what does it mean in this process?

Equifax: 676 (myfico) Experian: 683(myfico) TransUnion: 689 (Barclays)

Current Goal: 700
Message 5 of 7
sarge12
Senior Contributor

Re: Wondering how long it


@Jess21 wrote:

sorry to jump in,  what is last day to dispute?  what does it mean in this process?


The creditors are given a set number of days after notification to dispute the bankruptcy. Only really matters if fraud, or proof debtor lied to obtain loan or several other illegal activities have occoured. If no disputes are filed, the BK court enters an order to discharge debts.

TU fico08=812 07/16/23
EX fico08=809 07/16/23
EQ fico09=812 07/16/23
EX fico09=821 07/16/23
EQ fico bankcard08=832 07/16/23
TU Fico Bankcard 08=840 07/16/23
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 6 of 7
teddingt
Regular Contributor

Re: Wondering how long it

Last day to dispute ......the last day your creditors can disupute your claim.  Basically trying to tell the court this is why you owe and should pay this debt.  

re bk
EQ 572 TU 540 EXP 545
Current
EQ 598 TU 556 EXP 557
Discharge
09.16.2016

Message 7 of 7
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