Written off???

[Anonymous]

So I pulled my monthly credit report from one of my services.  3 accounts that were included and paid in full under my CH 13 have changed the status from "pays as agreed" to "Petition for Chapter 13 Bankruptcy. $xxx written off."  They got their money...Is this something I can dispute?

[Anonymous]

Anyone dealt with this?

[mynameainttracy]

I had an auto loan that I paid through my plan do something like that. It really p'd me off because I paid for the car. I just added a personal statement to the record stating that the account was paid as agreed through the plan. It didn't make a difference on anything score wise, it just hurt my pride.

[Anonymous]

Thanks for the reply.  Pride took a back seat to hard work during almost 4 years of paying the CH 13 off.  My monthly myfico report came up today and my fico 8 score jumped up to 629...28 points so I'm just going to go with it.

[ezdriver]

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@Anonymous wrote:

So I pulled my monthly credit report from one of my services.  3 accounts that were included and paid in full under my CH 13 have changed the status from "pays as agreed" to "Petition for Chapter 13 Bankruptcy. $xxx written off."  They got their money...Is this something I can dispute?

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Please clarify. The reporting states that the creditor wrote off some debt. You state that they got their money.

Did they receive 100% of the full amount owed by you or not? It cannot be both or something is amiss.

[Anonymous]

yes, the amount they received matched the balance on the account and amount they filed claim for.

[ezdriver]

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@Anonymous wrote:

yes, the amount they received matched the balance on the account and amount they filed claim for.

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In that case, I would dispute their reporting and tell them that you will consult an attorney and sue them for a violation of the discharge injunction.