? about accounts in BK

[jackg]

...I was forced into CH 7 BK in May 2006 & as we all know that's a ---- buster for 10 years, no way around that.

However I'm not sure what the deal is with accounts/CC's included in the BK. I'm pretty sure that negative accounts are cleared away after 7 years but what if they were included in BK?

Thanks

[deadbishop]

Seven years for the iib accounts and ten years for the public record of the bk. when you look at your credit reports ones direct from the big 3 you should see estimated time of removal date on each of the iib accounts.

[Countingpennies]

I believe for IIB accounts, the falloff date still goes by the DOFD, not by the BK date.

I think that's what deadbishop is saying, just sounded a bit confusing.

[deadbishop]

Countingpennies yes you are correct. What i Meant was that the iib accounts is a shorter wait then the bk itself to falloff.

[jackg]

Countingpennies

Member

Posts: 24

Registered: ‎02-14-2013

Re: ? about accounts in BK

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‎02-26-2013 04:02 PM

I believe for IIB accounts, the falloff date still goes by the DOFD, not by the BK date.

I think that's what deadbishop is saying, just sounded a bit confusing.

FANTASTIC, the DOFD is a few months earlier than the BK date>

[jackg]

I believe for IIB accounts, the falloff date still goes by the DOFD, not by the BK date.

I think that's what deadbishop is saying, just sounded a bit confusing.

FANTASTIC, the DOFD is a few months earlier than the BK date>