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awaiting discharge / wanna go back to school

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Anonymous
Not applicable

awaiting discharge / wanna go back to school

I had my 341 meeting in June and my last day to file objection is Aug 9. I had recently applied for graduate school and was accepted. It would be funded through loans (not private), and was wondering if anyone has gone thru this before? Classes start Aug 8 and Oct 22. Ideally I planned on waiting til October because of the discharge and all. Is my last day to object my discharge date?
Message 1 of 11
10 REPLIES 10
Scupra
Super Contributor

Re: awaiting discharge / wanna go back to school

Will you be using Federal Loans?

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
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Message 2 of 11
Anonymous
Not applicable

Re: awaiting discharge / wanna go back to school

Yes I would
Message 3 of 11
Anonymous
Not applicable

Re: awaiting discharge / wanna go back to school

It doesn't matter. I've been down this road and a guaranteed student loan is just that. By the time everything is complete, your BK will be discharged. You're looking to grow. Do it. 

Message 4 of 11
Scupra
Super Contributor

Re: awaiting discharge / wanna go back to school


@Anonymous wrote:
Yes I would

Can't include them anyway so I think you should be fine Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 5 of 11
Anonymous
Not applicable

Re: awaiting discharge / wanna go back to school


@Scupra wrote:

@Anonymous wrote:
Yes I would

Can't inlude them anyway so I think you should be fine Smiley Happy


My gut says you'd be fine but my head also says to ask your attorney her/his opinion.  Just make sure with s/he that they think you will be ok since we don't know the specifics of your case.  I always try to error on the side of caution versus doing anything that might risk making a trustee upset......

Message 6 of 11
Scupra
Super Contributor

Re: awaiting discharge / wanna go back to school


@Anonymous wrote:

@Scupra wrote:

@Anonymous wrote:
Yes I would

Can't inlude them anyway so I think you should be fine Smiley Happy


My gut says you'd be fine but my head also says to ask your attorney her/his opinion.  Just make sure with s/he that they think you will be ok since we don't know the specifics of your case.  I always try to error on the side of caution versus doing anything that might risk making a trustee upset......


Same here! I feel like I am always commenting to check with your lawyer. It's not to shoe people away, but because it's very important Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 7 of 11
Anonymous
Not applicable

Re: awaiting discharge / wanna go back to school

I hear ya, Scupra - I feel like it's so important to check everything with the attorney. There's just so much we can't see in the case file that's not shared on the post. If your bk attorney is seasoned, s/he will know the trustees and know how they will react to certain things, what their quirks are......
Message 8 of 11
Scupra
Super Contributor

Re: awaiting discharge / wanna go back to school


@Anonymous wrote:
I hear ya, Scupra - I feel like it's so important to check everything with the attorney. There's just so much we can't see in the case file that's not shared on the post. If your bk attorney is seasoned, s/he will know the trustees and know how they will react to certain things, what their quirks are......

This exactly! Funny thing, my lawyer was actually friends with the trustee working my case. Seemed a little odd but meh Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 9 of 11
Vegas4Play
Valued Contributor

Re: awaiting discharge / wanna go back to school

Good luck to you on your journey !!!

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 10 of 11
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