can’t believe it BOA APPROVED!!!

Anonymous · ‎10-31-2017

I’m 2 years 4 moths bk 7 discharge
I just applied for Bank of America rewards credit card and got approved for 2000 SL WOW

Anonymous · ‎11-01-2017

Congrats!

Mind sharing some data points? Scores, current accounts, utilization, etc? I've been discharged about the same amount of time. I'm gardening until next summer (opened two CCs and a CLOC this year) but it would be good to know. BOA is about the one big bank that wasn't IIB for me.

Scupra · ‎11-01-2017

That is so awesome! Huge congrats to you on your approval I defaulted on a BofA credit card when I was 18 and have just counted them out.

Artemis092 · ‎11-01-2017

Congrats! Way to go.

Anonymous · ‎11-01-2017

That’s amazing! Congrats! You CL is better than mine 😂

Anonymous · ‎11-01-2017

@Anonymous wrote:
Congrats!

Mind sharing some data points? Scores, current accounts, utilization, etc? I've been discharged about the same amount of time. I'm gardening until next summer (opened two CCs and a CLOC this year) but it would be good to know. BOA is about the one big bank that wasn't IIB for me.

Ditto! Please share data points.

Anonymous · ‎11-01-2017

Ok so here it is I think they pulled expiarían and I’m at 647 with 9 %utl
And 45k In revolving credit with like 15 to 20 inquiries with Experian hope it helps I though BOA did not approve with less the. 4 years discharge but I said what the heck
I was willing to take the hard pull for experiment lol but hope it helps you guys I’m super stocked 😀

Anonymous · ‎11-02-2017

@Anonymous wrote:
Ok so here it is I think they pulled expiarían and I’m at 647 with 9 %utl
And 45k In revolving credit with like 15 to 20 inquiries with Experian hope it helps I though BOA did not approve with less the. 4 years discharge but I said what the heck
I was willing to take the hard pull for experiment lol but hope it helps you guys I’m super stocked 😀

Did you have to recon?

Anonymous · ‎11-02-2017

No. it was an instant approval

Anonymous · ‎11-02-2017

I applied, was denied, offered the secured card.

They pulled EX, my Fico score is 683, I have a 2/12 yr old dismissed BK13.