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cap1 cc cli

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SSH0126
Established Contributor

cap1 cc cli

Does quicksilver automatically give a credit limit increase at month 5? (pending low utl and on time payments? 

Message 1 of 27
26 REPLIES 26
Scupra
Super Contributor

Re: cap1 cc cli

It would all depend if you are in the credit steps program.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 2 of 27
SSH0126
Established Contributor

Re: cap1 cc cli

Ugh how would we know? Do we have to request that?
Message 3 of 27
Scupra
Super Contributor

Re: cap1 cc cli


@SSH0126 wrote:
Ugh how would we know? Do we have to request that?

Info should have been mailed when you were approved. You could attempt asking, not sure how that will go though haha!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 4 of 27
SSH0126
Established Contributor

Re: cap1 cc cli

Well that sucks! All we received was the card. It’s a quicksilver card.
Message 5 of 27
Anonymous
Not applicable

Re: cap1 cc cli


@SSH0126 wrote:

Does quicksilver automatically give a credit limit increase at month 5? (pending low utl and on time payments? 


Yes, they generally do - at least for the Quicksilver One - I don't know for sure about the Quicksilver VISA card (which do you have?). You can request an early CLI (after the account is 60 days old) and it will usually be given. Just keep requesting it every few days until you get it.

 

The automatic CLI is not given at "5 months", its given after "5 on time payments" which actually coincides with an account age of 6 months.

Message 6 of 27
SSH0126
Established Contributor

Re: cap1 cc cli

It’s a quicksilver master
Message 7 of 27
Scupra
Super Contributor

Re: cap1 cc cli


@SSH0126 wrote:
It’s a quicksilver master

Most likely was enrolled in credit steps, especially if it was issued with a lower SL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 8 of 27
Anonymous
Not applicable

Re: cap1 cc cli

Starting limit?

Message 9 of 27
SSH0126
Established Contributor

Re: cap1 cc cli

Only 300
Message 10 of 27
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