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cap1 cc cli

Established Contributor

cap1 cc cli

Does quicksilver automatically give a credit limit increase at month 5? (pending low utl and on time payments? 

Message 1 of 27
26 REPLIES
Community Leader
Senior Contributor

Re: cap1 cc cli

It would all depend if you are in the credit steps program.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 2 of 27
Established Contributor

Re: cap1 cc cli

Ugh how would we know? Do we have to request that?
Message 3 of 27
Community Leader
Senior Contributor

Re: cap1 cc cli


SSH0126 wrote:
Ugh how would we know? Do we have to request that?

Info should have been mailed when you were approved. You could attempt asking, not sure how that will go though haha!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 4 of 27
Established Contributor

Re: cap1 cc cli

Well that sucks! All we received was the card. It’s a quicksilver card.
Message 5 of 27
Community Leader
Super Contributor

Re: cap1 cc cli


SSH0126 wrote:

Does quicksilver automatically give a credit limit increase at month 5? (pending low utl and on time payments? 


Yes, they generally do - at least for the Quicksilver One - I don't know for sure about the Quicksilver VISA card (which do you have?). You can request an early CLI (after the account is 60 days old) and it will usually be given. Just keep requesting it every few days until you get it.

 

The automatic CLI is not given at "5 months", its given after "5 on time payments" which actually coincides with an account age of 6 months.

Most Recent FICO 8 Scores EX601/TU580/EQ589 12/08/2017 Starting scores 553/485/543 08/25//2017
~~~Credit lines~~~~
SDFCU VISA Secured $250
Discover Secured $200
Message 6 of 27
Established Contributor

Re: cap1 cc cli

It’s a quicksilver master
Message 7 of 27
Community Leader
Senior Contributor

Re: cap1 cc cli


SSH0126 wrote:
It’s a quicksilver master

Most likely was enrolled in credit steps, especially if it was issued with a lower SL

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
730 EQ FICO 11/2017
750 TU FICO 11/2017
735 EX FICO 11/2017
$20k NFCU Platinum | $25k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE
Message 8 of 27
Community Leader
Super Contributor

Re: cap1 cc cli

Starting limit?

Most Recent FICO 8 Scores EX601/TU580/EQ589 12/08/2017 Starting scores 553/485/543 08/25//2017
~~~Credit lines~~~~
SDFCU VISA Secured $250
Discover Secured $200
Message 9 of 27
Established Contributor

Re: cap1 cc cli

Only 300
Message 10 of 27