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10-10-2017 09:35 AM
My money is on, you're enrolled in credit steps
10-10-2017 12:21 PM
Yep, thats a credit steps account. Start requesting an early CLI after the account is 60 days old.
10-10-2017 01:24 PM
10-10-2017 02:37 PM
Do you have to wait so many days before asking again so that you won’t get an auto denial? Wondering if anyone else had one that low..what it was raised to. Have one baddie and this will be the only one with good history.
Paid the 39 fee down to 22.00 so as soon as I get the statement will pay to zero that same day.
No, you can request one every day. If they deny a CLI for credit score, asking is a backdoor way of getting a free FICO score from Equifax, since the score will be on the denial... Not sure which score model they are using these days.
And no it does not result in a hard pull.
10-12-2017 09:35 AM
Seeing tow conflicting things.use card heavy but 700 in 24 days no. Which one is it?
Depends on your self control. Cap1 will give higher CLI's with usage to back it up
10-12-2017 09:40 AM
10-12-2017 09:50 AM
We can pay should we pay same day or next day and out of 300 should we use the entire amount or not if trying to get high increase?
We have one collection post bk and that’s the only card we have right now
If you feel you can control your spending, spend whatever you like and pay it down before the statement hits. Make sure the card doesn't report more than a 10% balance.
10-12-2017 10:11 AM
10-12-2017 12:08 PM
We had horrible credit before and haven’t restablished so I’m wondering if they will increase at 60 days or if we will have to wait to 6 months because we are close to a year and just now able to back get in. And he had no debt with cap 1.
No way to know un til you hit the button. Go ahead, and do it, there are no negative consequenses involved with doing the online request. You can do it every single day if you like.
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