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chapter 13 question

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loueez
New Member

chapter 13 question

 

I filed chapter 13 in september 2015.  I have a car loan that is joint with my husband that is included in the 13.

On his credit report it shows that it is a charged off account with x number of payments missed.

Since he did not file chap. 13 should it not show on his credit report as included in bankruptcy??

or how should it be showing on his report?

 

thanks

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1 REPLY 1
Shooting-For-800
Senior Contributor

Re: chapter 13 question

Any missed payments will def show if it is a joint account.

 

If BK is referenced, bring it up to the bank.

 

Sometimes, the entire history will be wiped out.

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



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