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SSH0126
Established Contributor

chexsystems

my bk7 will be filled this week should i pull chexsystems report now or wait till after 341 to discharge to pull and dispute/pay whatever is on ther? 

Message 1 of 5
4 REPLIES 4
Bcunniff9
Regular Contributor

Re: chexsystems

I got one before I filed. Then waited a few weeks and disputed the accounts that were included in the BK7. I'm free and clear now, discharged with a clean Chex report.
BK7 Filed | 3/25/2016 | EQ: 530 | EX: 526 | TU: 505
BK7 Discharged | 7/11/2016 | EQ: 535 | EX: 574 | TU: 506
Current FICO 8’s 10/28/2017 | EQ: 680 | EX: 680 | TU: 665
Message 2 of 5
SSH0126
Established Contributor

Re: chexsystems

Yeah because I am not sure what all is on there. 

Message 3 of 5
Vegas4Play
Valued Contributor

Re: chexsystems

Good luck to you, I hope it works out for you.

Fico 8's TU 756/ EQ 754/ EX 743- 8/2020// AAoA 5.7 years // Lines August 2020 = 619k Personal - Business 61k // Inquiries 6 TU - 0 Exp - 0 Eq.
Message 4 of 5
Pway
Valued Contributor

Re: chexsystems

I obtained a copy of my chex system report after I filed bk.  I then faxed over my paper work to chex and I was given a new report with the updated.  Everything negative was removed.  The only thing they does not remove is the inquiries.

Thank you for the wealth of knowledge I have learned from these forums. I am logging off as of November 9, 2022. I wish everyone great success.
Message 5 of 5
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