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WayBackUp
New Visitor

collection ?

our bk discharge was 11/13 but a medical collection continued updating and over the last month i had to go back to that doc but was told i had to pay bill even tho it was discharged in the bk.

 

long story short i paid it and the collection notice has been removed from my reports.

 

my question is ....will this help my credit score that i paid it off or hurt my score because of the activity of being removed?

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gdale6
Moderator Emeritus

Re: collection ?


@WayBackUp wrote:

our bk discharge was 11/13 but a medical collection continued updating and over the last month i had to go back to that doc but was told i had to pay bill even tho it was discharged in the bk.

 

long story short i paid it and the collection notice has been removed from my reports.

 

my question is ....will this help my credit score that i paid it off or hurt my score because of the activity of being removed?


It will most likely help as its been removed. What they did was 100% illegal, I would file a CFPB complaint on their tactics with demand for full refund of the amount paid. I might even info the BK court they most certainly will get you the funds back. Totally outrageous what was done here and I expect both of them would levy a fine of some sort for the illegal actions.

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