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I have 3 open collection accounts showing on my CR. They show zero balance, included in BK but still show open. Should I dispute the open status? Also, I was denied for unsecured NFCU card. I was not offered the secure card. Should I ask for it?
@Anonymous wrote:I have 3 open collection accounts showing on my CR. They show zero balance, included in BK but still show open. Should I dispute the open status? Also, I was denied for unsecured NFCU card. I was not offered the secure card. Should I ask for it?
I don't see any harm in disputing it to update as closed.
Did you try sending a SM to NFCU and asking them for a $500 limit to prove yourself? I would do that first, a lot of people have had success this way. Navy doesn't counter offer the secured card, you would have to app for it.