credit reports

[Cat27hargadon]

Possibly a dumb question - but I will ask anyway.  How exactly are items supposed to appear on your credit reports after you filed bankruptcy?

[Anonymous]

Mine were all over the place, depending on the creditor/CRA. But the gist of what you want it to say is Closed and some form of "Included in Bankruptcy"

I think I had "Included in CH 13 Petition" and various other similar things.

[Anonymous]

I agree, all over the place.  Some said included in bk or "part of wage earner payment program" while I was still in ch13.

[6speed8]

Not a dumb question at all. I'm disputing something along those lines right now with Equifax. They're the only one of the three reports still showing this and I was discharged in June. They show under "Collections" accounts, a debt that was included and discharged. Under comments it shows "Medical / Ch 7 Discharge" but in status it still shows "Open". It should be either gone from the report entirely like it is on the other two, or status changed to "Closed" like the other debts/accounts on all three. The only "open" accounts should be my 4 credit cards. I submitted the dispute January 20th. Resolution date of February 19th.