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Contributor
Posts: 93
Registered: ‎06-26-2009
0

creditor continues to process automatic drafts that were stopped!

Hello,

 

I recently filed bk and it has been discharged. However our creditor (Wells Fargo) has processed 2 payments (equity loans - not affirmed) despite this.  I called them to get it back but they claim it was not from the auto draft.. they claim it was from an online bill pay.  I called my bank (still Wachovia - not converted yet in my state), they said there is not pay pay set up.. but the transaction #/type is from an auto draft by Wells Fargo.  WF can't see Wachovia systems - Wachovia can't see WF's systems...So we keep playing this pointing the finger game..

 

Question - Doesn't WF know that they are in violation of the law for processing the payments well after the filing.. and why are they giving me a hard time?  I have contacted my attorney but he has yet to respond back..

 

Should I notify the bk trustee that WF is 1 - not willing to give my $$ back, 2 - playing the finger-pointing game between Wachovia-WF.  Also they said it's not guaranteed that future payments will NOT be processed because it hasn't happened yet.  THAT'S THE STUPIDEST THING I'VE EVER HEARD!!!  

 

 1 - Wachovia is essentially Wells Fargo

 2- It's your system you should see and cancel ANY automatic payments

 

Anyone have any recommendations?

 

Thanks.

Valued Contributor
Posts: 1,063
Registered: ‎05-26-2010
0

Re: creditor continues to process automatic drafts that were stopped!

My recommendation is to close the account. 

BK7 Filed 8/11/2009 Discharged 11/23/2009. Purchased new home 4/11/2012
Starting Score:11/16/2009 EQ 566 11/16/2009 TU 538
Interim Score: 12/27/2012 EQ 683 09/17/2012 EX (lender) 670 1/01/2013 TU 701
Current Score: 11/06/2013 EQ 708 11/06/2013 EX 702 11/16/2013 702 11/06/2013 TU 729
Goal Score: EQ 740 EX 740 TU 740
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Regular Contributor
Posts: 209
Registered: ‎04-30-2011
0

Re: creditor continues to process automatic drafts that were stopped!

Contact your bk atty.  They should be willing to help you out. 

Contributor
Posts: 93
Registered: ‎06-26-2009
0

Re: creditor continues to process automatic drafts that were stopped!

ISSUE SOLVED.

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