06-23-2011 07:37 AM
I recently filed bk and it has been discharged. However our creditor (Wells Fargo) has processed 2 payments (equity loans - not affirmed) despite this. I called them to get it back but they claim it was not from the auto draft.. they claim it was from an online bill pay. I called my bank (still Wachovia - not converted yet in my state), they said there is not pay pay set up.. but the transaction #/type is from an auto draft by Wells Fargo. WF can't see Wachovia systems - Wachovia can't see WF's systems...So we keep playing this pointing the finger game..
Question - Doesn't WF know that they are in violation of the law for processing the payments well after the filing.. and why are they giving me a hard time? I have contacted my attorney but he has yet to respond back..
Should I notify the bk trustee that WF is 1 - not willing to give my $$ back, 2 - playing the finger-pointing game between Wachovia-WF. Also they said it's not guaranteed that future payments will NOT be processed because it hasn't happened yet. THAT'S THE STUPIDEST THING I'VE EVER HEARD!!!
1 - Wachovia is essentially Wells Fargo
2- It's your system you should see and cancel ANY automatic payments
Anyone have any recommendations?
06-28-2011 04:07 AM
My recommendation is to close the account.