Established Member
Posts: 23
Registered: ‎04-28-2014


Just curious..Does you credit score drop when you file or after discharge?

Valued Contributor
Posts: 1,261
Registered: ‎11-14-2013

Re: filing

It will drop when the filing initially hits your report, but will increase as the accounts are updated to show a zero balance and IIB.

A BK that is discharged vs one pending has no bearing on your score - just that the BK is there.
BK Discharge 2/11/14

Currently in the garden.

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