Established Member
Posts: 23
Registered: ‎04-28-2014


Just curious..Does you credit score drop when you file or after discharge?

Valued Contributor
Posts: 1,239
Registered: ‎11-14-2013

Re: filing

It will drop when the filing initially hits your report, but will increase as the accounts are updated to show a zero balance and IIB.

A BK that is discharged vs one pending has no bearing on your score - just that the BK is there.
BK Discharge 2/11/14

Currently in the garden.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+