Established Member
Posts: 21
Registered: ‎03-05-2008

first premier cc

so am trying to rebuild my credit. i was checking out first premier and i was shocked. so if i am approved for a 300 credit limit i will start of with 225 and then i have to pay 95 dollars processing fee. wow. besides capital one and credit1 is there any other bankruptcy credit cards out there. i checked my budget and i can handle only three cc. i dont want anymore than that. i just a house or condo in two years so i want to start now. thank you all for your help in advance....

Regular Contributor
Posts: 205
Registered: ‎08-29-2007

Re: first premier cc

[ Edited ]

That is pretty much it, you are paying for credit with ALMOST guarenteed approval

Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700

Take the FICO Fitness Challenge
Established Member
Posts: 26
Registered: ‎07-16-2012

Re: first premier cc

In their defense getting a card provided by First Premier does help to start the rebuilding process. If you pay in full each month you negate the ridiculous interest charges. I look at the fees as part of the cost to rebuild after the the big bankruptcy. Best of luck.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.