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Established Member
Posts: 21
Registered: ‎03-05-2008
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first premier cc

so am trying to rebuild my credit. i was checking out first premier and i was shocked. so if i am approved for a 300 credit limit i will start of with 225 and then i have to pay 95 dollars processing fee. wow. besides capital one and credit1 is there any other bankruptcy credit cards out there. i checked my budget and i can handle only three cc. i dont want anymore than that. i just a house or condo in two years so i want to start now. thank you all for your help in advance....

Regular Contributor
Posts: 205
Registered: ‎08-29-2007
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Re: first premier cc

[ Edited ]

That is pretty much it, you are paying for credit with ALMOST guarenteed approval

Starting Score: TU 477 EQ 533 BK 1/27/2012
Current Score: EX 702 TU 681 EQ 652 1/10/2014
Goal Score: 700

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Established Member
Posts: 26
Registered: ‎07-16-2012
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Re: first premier cc

In their defense getting a card provided by First Premier does help to start the rebuilding process. If you pay in full each month you negate the ridiculous interest charges. I look at the fees as part of the cost to rebuild after the the big bankruptcy. Best of luck.

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