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had the 341 meeting yesterday credit score today is 639

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had the 341 meeting yesterday credit score today is 639

Hi everyone, I just had the 341 meeting yesterday afternoon for a CH 7. I checked my credit score today and it was 639 and my report shows the BK which was filed Dec 28 2007. I had excellent payment history for 20 plus years until July 2007. My score was between 680-705 upto Aug 07 but I had $26000 in cc debt with all the cards near their respective limit. Will my score drop anymore between now and the final discharge in 60days? I was expecting to see a score in the high 4 or low 5 hundred range so I was somewhat happy to see I'm still in the 600's for now(knock on wood)! Thanks in advance for any replies!

Message Edited by GYMRATT40 on 01-29-2008 11:38 PM
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Re: had the 341 meeting yesterday credit score today is 639

I have experienced quick score gains and drops depending on what information is being reported.

If the ch7 judgment is already reporting I would assume you've most likely already been dinged for it. (again i'm assuming, not the MyFICOian master as of yet Smiley Wink )

Message Edited by DillPickel on 01-29-2008 09:05 PM
This site is M$NEY......Ch13 discharge Sept '07
10/8/07 TU: 602 - EQ: 637 - EX: 651
12/24/08 TU: 696 - EQ: 707 - EX: 716
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