Credit Card Center Advertiser Disclosure

Valued Member
Posts: 30
Registered: ‎01-29-2008
0 Kudos

had the 341 meeting yesterday credit score today is 639

[ Edited ]
Hi everyone, I just had the 341 meeting yesterday afternoon for a CH 7. I checked my credit score today and it was 639 and my report shows the BK which was filed Dec 28 2007. I had excellent payment history for 20 plus years until July 2007. My score was between 680-705 upto Aug 07 but I had $26000 in cc debt with all the cards near their respective limit. Will my score drop anymore between now and the final discharge in 60days? I was expecting to see a score in the high 4 or low 5 hundred range so I was somewhat happy to see I'm still in the 600's for now(knock on wood)! Thanks in advance for any replies!

Message Edited by GYMRATT40 on 01-29-2008 11:38 PM
New Contributor
Posts: 73
Registered: ‎10-06-2007
0 Kudos

Re: had the 341 meeting yesterday credit score today is 639

[ Edited ]
I have experienced quick score gains and drops depending on what information is being reported.

If the ch7 judgment is already reporting I would assume you've most likely already been dinged for it. (again i'm assuming, not the MyFICOian master as of yet Smiley Wink )

Message Edited by DillPickel on 01-29-2008 09:05 PM
This site is M$NEY......Ch13 discharge Sept '07
10/8/07 TU: 602 - EQ: 637 - EX: 651
12/24/08 TU: 696 - EQ: 707 - EX: 716

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.