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question about "negative information" posted after bk discharge

Valued Member

question about "negative information" posted after bk discharge

I had a BK chapter 7 filed in dec 09 where the debt was discharged in March 2010.  My American Express card was included in this discharge. I notice that I have negative information posted to my credit reports from AMEX on June of 2010. Can a credit card company post a negative after a discharge? Can i successfully dispute this?

 

Any help would be most appreciated.

 

Thanks!


Starting Score: 640
Current Score: 687
Goal Score: 720


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2 REPLIES
Valued Contributor

Re: question about "negative information" posted after bk discharge

No they can't and yes you can dispute it.


Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
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Message 2 of 3
Member

Re: question about "negative information" posted after bk discharge

No they can't! Print out copies of the negative info. Write a dispute letter and send copies of the discharge info along with documentation showing AMEX IIB to EQ, TU, and EX. send them certified and document any conversations along with date and times. Keep any and all responses. If that doesn't work hire an attorney!

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