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Is it possible to trade in a vehicle that is included in a chapter 13 plan?
My wife is in chapter 13 that includes the vehicle. i was wondering if i could
trade in that vehicle and get a car loan in my name only. i am not in the chapter 13
plan with her . thanks
Your wife needs to discuss this with her attny. In general the vehicle is property of the bk estate and cannot be disposed of without Court approval (and the approval of the lienholder if there is one).
Des.
Another important point to consider is that if you DO receive authorization for the trade, this will take the debt away from your wife, therefore freeing up more disposable income per month for her to pay into her plan. The Trustee could seek to have those extra $ tacked onto her monthly payment.
Definitely speak with her BK Lawyer
K