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Regular Contributor
Posts: 144
Registered: ‎04-21-2008
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"Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

My DH and I have been looking at the Sleep Number Beds.  We had one on layaway.  Then they had a sale on the special edition, which can't be put on layaway.  So they offer financing.  of course I laugh.  my bankruptcy was approved 9/12.  then they tell me they have a secondary financing for people with credit problems.  So knowing I'll never be approved because of bankruptcy and the first financing is GE, I do the app. and got approved $2,250 no interest for 6 months.  my husband are planning to pay in 3. 

Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
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Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

Very nice, congrats!

On a side note, the Mrs. and I are looking at bed shopping soon. Tempurpedic and Sleep number are tops on our list to check out.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Frequent Contributor
Posts: 255
Registered: ‎08-13-2011
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Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

That is great news.....be sure to pay it off before the six months otherwise you could be hit with a ballon interest rate


Starting Score: 500s
Current Score: EQ: 693myFICO(9/7/12), TU: 710myFICO(9/2/12), EX Plus:701(lp,4/16/12)
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Valued Member
Posts: 47
Registered: ‎04-23-2012
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Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

Congrats...... What are your Scores?


Starting Score: EQ 572 TU 630 EX 637 06/28/12 Discharge Ch.7
Current Score: EQ568 TU 662 EX 629 12/10/12
Goal Score: 780 across the board


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Regular Contributor
Posts: 144
Registered: ‎04-21-2008
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Re: "Help Card" approval $2,250 just 2 months after chapter 7 bankruptcy

I'm sorry I don't know my scores yet. Not good that's for sure. Bk about 20 accounts iib many with 90 days showing.
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