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reimbursement of overpayment on Ch. 13

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dt3813
Regular Contributor

reimbursement of overpayment on Ch. 13

because you guys know everything, I have to ask...

 

I stalk the NDC and PACER.... On 2/26/15 I made my last payment on my ch. 13.  There was about a $3900 overpayment on my account, which I was told I would receive.  When I look at the ledger, 2 checks were cut back in March (3/18 and 3/30), the payee just says N/A.... I don't see the amounts applied to any creditors on my account, so I have been assumming the checks were mine and I have been waiting very impatiently.  I figure those checks have to be cashed before my account can be audited and discharged.  NO CHECKS.  I moved 2.5 years ago.  I let my lawyer know about 3 times.  PACER still has my old address.  Also the wage recind notice was sent to the old address.  I contacted my lawyer for the third time, my trustee's paralegal and my trustee all within a 2-3 week period.  My lawyer got right back to me, but no one else has.  PACER hasn't been updated, NDC still doesn't show any changes.  I really don't want to bother anybody else about this, but I don't want it to prolong my discharge and frankly, I'd love to have an extra $3900 in my checking account!!!  My questions are..... How long did it take to get your reimbursement checks if you overpaid?  Is ther anything else I can do?  I've gone as far as to mail stamps to the person that owns the house that i moved from AND to REforward my mail.....NOTHING.


Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000




Message 1 of 4
3 REPLIES 3
TRC_WA
Senior Contributor

Re: reimbursement of overpayment on Ch. 13

I got my $43 overpayment check about 3 weeks after I got my discharge.

 

You won't get it before the audit and discharge.

FICO8 current as of : 4-17-24 EQ: 724 TU: 707 EX: 706
Hard INQs last 12 months: EQ: 5 | TU: 8 | EX: 9
Verizon Visa $8500 Amex Delta Reserve $10,000 Care Credit $18,000
NFCU CashRewards $7500 Apple Card $7000 Best Buy $8000 Amazon $5000
NFCU auto loan (2022 Ford Bronco Sport Badlands - Cactus Gray) 6.95%
NFCU motorcycle loan (2024 Harley Davidson Road Glide - Alpine Green & Chrome) 9.45%
Total CL: $64,000 --- Total CC UTI: 27% --- AAoA: 5.5 years --- Income: $200k
Last app: 4-6-24
Message 2 of 4
dt3813
Regular Contributor

Re: reimbursement of overpayment on Ch. 13

Thank you so much that helps a ton.... I wish that lawyers or somebody really educated people on the process. I've learned more from this forum than anywhere else.

Discharged Ch.13 6/24/15
Scores on discharge EQ669 TU650 EX654
current scores EQ776 TU775 EX758
WF $2500 WF $3000 Discover $6000 Target $1200 Amazon $5000 Jcrew $5250 Lowes $8300 Tjmaxx $5000 Cap1 $14750 venture $25500 jetBlue $21000 pier1 $5000 Amex $10000x2 AMEX $21,000 BoA$8000 CitiDC$8000




Message 3 of 4
Its_Me
Regular Contributor

Re: reimbursement of overpayment on Ch. 13

Our over-payment was just a couple hundred dollars. We paid ours off early at the end of June 2014. Our discharge date was August 28 but I think we got our refund a couple weeks before the discharge date. Hope this helps!

Message 4 of 4
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