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@0REDSOX7 wrote:
I try to find lenders that only pull Equifax and Transunion since those are my best reports.
I just made the switch today and found out the reason for the big gap between my TU score vs EQ/EX. All the inquiries I used last year to open the accounts post BK13 were pulled from TU other than CapOne who pulls all 3.
When I lived on the east coast EQ was the CRA that everyone pulled... out west it seems TU is the CRA of choice. I've got a dozen Inquries on TU from 9/13 thru 12/13... we'll see what happens when they all reach a year old and supposedly no longer affect my score.
I see no other explanation for the score difference... the accounts listed are the same across all 3.
@Anonymous wrote:
Thanks... who did u finance through? Im a member of apple fed and langley fed CU, but havent spoke to them yet. It seems cap one isnt too bad for post bk Also
I went through NFCU for my loan.